

Cross-border transactions make up 40% of global e-commerce, yet businesses struggle with fragmented payment systems and regulatory hurdles. As a digital content provider, education provider, or professional services provider, your market is global. However, most businesses face a significant stumbling block: the complexity of business registrations, compliance, and payment processing barriers that vary from country to country.
This challenge leads to an inefficient solution: establishing separate business entities in multiple countries, each with its own payment processing system. The result is fragmented operations, administrative complexity, and significant costs that make global expansion prohibitive for all but the largest enterprises.
This guide explores how businesses can accept payments globally without the burden of multiple business registrations, using an integrated approach that simplifies international commerce.
Africa's digital economy is booming. Nigeria's fintech sector is thriving, Ghana's mobile money adoption is soaring, Kenya's M-Pesa has set a global standard, and South Africa's tech ecosystem is a continental leader. Yet many African businesses struggle to scale beyond their borders.
The cost of establishing a legal entity in a foreign market ranges from $5,000 to $20,000 per country, including legal fees, registration, and compliance costs, with annual maintenance adding $2,000–$10,000. For small to medium enterprises (SMEs), educational institutions, and individual creators, this represents a significant barrier.
Consider a tutor in Nairobi wanting to offer coding lessons to students in the UK, or a consultant in Accra aiming to advise a startup in Canada. Without a streamlined system for multi-currency payments, these businesses face delays, lost revenue, and frustrated customers.
Traditionally, accepting payments from customers in different countries has involved several complicated steps:
This approach creates significant challenges, including high costs, administrative burden, fragmented customer data, limited scalability, and delayed market entry. For African businesses, this traditional model makes global expansion feel impossible.
An integrated approach to global payments eliminates the need for multiple business registrations while providing the capabilities required to operate internationally. 45% of African businesses using integrated payment platforms reported a 20%+ increase in international sales within six months.

Payment Orchestration vs. Payment Processing
The key difference in modern approaches is payment orchestration rather than direct processing. Payment orchestrators like Mainstack act as intermediaries that:
This orchestration layer allows businesses to accept payments globally through a single platform, without establishing separate entities in each market.
Multi-Currency Support
A robust global payment solution must prioritize multi-currency payments. For African businesses, this capability is critical to serving a diverse, international clientele. A platform like Mainstack offers:
This gives customers the comfort of paying in their local currency while allowing you to manage your finances in your preferred currency.
Integrated Business Tools
Beyond payments, an integrated solution provides tools required to run your global business, just like what Mainstack offers:
Step 1: Choose the Right Payment Orchestration Platform
When selecting a platform, look for these essential features:
Mainstack is designed specifically to address these needs, offering a comprehensive solution for global payments without the complexity of multiple business registrations.
Step 2: Set Up Your Global Payment Structure
Setting up your global payment structure is straightforward:
The entire process can be completed in under 30 minutes, compared to the weeks or months required for traditional multi-country setups.
Step 3: Optimize Your Global Offering
With your payment infrastructure in place, focus on optimizing your global business:
The digital payments market is expected to reach $20.37 trillion by the last quarter of 2025. The shift toward integrated global payment solutions represents a fundamental change in how businesses operate internationally. By removing the barriers of multiple registrations and fragmented systems, companies of all sizes can now enter global markets more quickly, scale operations efficiently, and focus resources on growth rather than administration.
For African businesses, this shift is especially transformative, allowing business owners, creators, and entrepreneurs in Nigeria, Ghana, Kenya, and South Africa to reach global customers just as easily as their counterparts in the U.S. or Europe.
The ability to accept payments globally without multiple business registrations is available today through integrated platforms. By taking an approach that combines payment orchestration with essential business tools, companies of all sizes can now build truly global operations without the traditional burdens of multiple registrations.
Your customers worldwide are waiting. With the right approach to global payments, you can reach them without the complexity that has traditionally limited international expansion.
Sign up today for free on Mainstack and start getting paid globally in 135+ currencies without multiple business registrations.


Not every sale needs an ad budget. Many successful affiliate marketers are proving this by growing through community engagement and genuine recommendations instead of paid campaigns.
Currently, Affiliates are doubling their commissions by focusing on community-led marketing, creating organic content, and automating emails that build real relationships, and not just clicks.
This guide will show you how to do the same: turn your affiliate hustle into a steady, scalable system that brings consistent results — no ad spend required.
Affiliate marketing is a performance-based model where you earn a commission for every sale or action made through your unique link.
In the past, affiliates relied on paid ads to get quick results. But today, many are shifting to community-driven and content-focused strategies as a more sustainable way to grow and sell.
A bigger ad budget doesn’t always mean better results. Real growth comes from genuine engagement and consistent value.
Lasting success in affiliate marketing usually comes down to three things:
The best affiliate marketers mix organic strategies with paid ads. That balance helps to boost engagements, as well as conversion rates.
That said, here are some proven ways to double sales without running ads:

Communities consistently outperform cold ads because it’s built on a foundation of trust which drives conversions better than exposure.
When people connect around shared interests, product recommendations feel natural. That’s why platforms like Facebook Groups, WhatsApp Channels, Telegram, Instagram, and Discord are goldmines for affiliates.
You can create or join communities, share helpful insights, and subtly weave in product mentions without sounding salesy. Instead of hard selling, focus on adding value. Post useful tips, explain how products work, and spark conversations.
Over time, your community starts doing the marketing for you. Members share your recommendations with friends or on social media, expanding your reach without a single naira spent on ads.
These kinds of interactions position affiliates as trusted voices in their niche and ultimately drive consistent sales.
Content marketing is still one of the most dependable ways to drive traffic and sales in affiliate marketing. Writing long-form guides, tutorials, or product comparisons attracts people actively looking for solutions.
Good content naturally positions products as part of the answer. Done well, it brings long-term ROI and passive income without paid promotion.
Many bloggers do this successfully by ranking SEO-optimised articles for niche keywords. For example, The Blog Starter promotes hosting platforms like Bluehost through detailed “how to start a blog” guides that rank well on Google.

Social media is a must for affiliates looking to build trust and visibility without ads. Platforms like Instagram, TikTok, and LinkedIn favour authentic, value-first content.
Many affiliates use short videos, tutorials, and user stories to highlight product benefits. The best content focuses on transformation: “How I solved X problem” or “This tool saved me hours.” The goal is to lead with a relatable story before mentioning the product.
For consistent growth, post 3–4 times per week using formats like:
Each post can subtly promote affiliate links while aligning with proven tips and examples that build authority over time.
Email marketing is a reliable, algorithm-proof way to drive affiliate traffic. It’s personal, trackable, and helps affiliates build direct relationships with their audience.
A simple email funnel works like this:
Following these steps positions you as a helpful resource, not just another promoter. For example, Affiliates like Pat Flynn of Smart Passive Income use storytelling emails to share tips, case studies, and examples where he recommends products.
To boost results, segment your list, automate follow-ups, and use storytelling to make recommendations personal. Sections like “tools I use” or “recommended software” help convert cold subscribers.
Creators using Mainstack can add affiliate links to link-in-bio pages or email footers to track clicks and conversions easily.
Hosting live sessions — webinars, mini-workshops, or training — lets affiliates show real value before promoting products. These sessions highlight your expertise and position products as solutions to audience problems.
Because attendees are engaged and actively seeking answers, conversions are often higher than with ads. Boost results by adding affiliate links in slides, follow-up emails, or post-event resources.
Sharing first-hand experience through product reviews, case studies, or tutorials is another way to build trust and drive organic conversions. In this approach, affiliates demonstrate how a product works in real life, highlighting before-and-after results and explaining why it’s effective.
They work well because they combine transparency with value. Embedding affiliate links lets audiences see the product in action, boosting engagement and conversions.
For instance, Poll the People’s AI affiliate case study shows how data-driven storytelling builds credibility, while Growett’s Affiliate Marketing Case Study demonstrates how honest reviews and detailed walkthroughs drive profit.

Such content doubles as both education and persuasion, making it a key part of any affiliate marketing strategy.
Upselling encourages customers to buy a premium or upgraded version of what they already want, while cross-selling suggests complementary products that add value. Both work best when they feel like a natural next step.
For example, if someone buys your “Beginner’s Guide to Freelancing,” you could upsell them a “Pro Freelancer Toolkit” with templates and pitch decks. Or, if you teach personal finance, offer customizable budget or investment templates as an upsell.
Adding these offers at the end of a lesson or during checkout not only boosts revenue. It helps your audience take the next step in their journey with you.
Affiliate links work best when they appear naturally within valuable content, as opposed to being crammed into sidebars or footers. Place them inside paragraphs that discuss related topics, tools, or strategies..
You can also boost conversions by updating old posts. For example, add a quick note like, “Updated for 2025 — here are my go-to tools for creators this year,” and include your affiliate links.

This way, you earn from content you’ve already written while keeping it fresh and useful for readers.
Guest posting is a great way to reach new audiences without paid ads.
Writing for established blogs in your niche lets you showcase your expertise and subtly promote affiliate products. This could either be through direct links or by linking back to your own content with affiliate recommendations.
Publishing content on platforms like YouTube and Medium is one of the best ways to grow your reach without ads. Tutorials, case studies, and in-depth articles with affiliate links attract high-intent audiences actively looking for solutions. Video proof also boosts credibility and conversions since people can see real results.
Listing affiliate products on general marketplaces like Facebook Marketplace isn’t ideal; it can violate their affiliate program policies. Instead, showcase your offers on your own landing page or link-in-bio setup.
Platforms like Mainstack make this easy by letting you organise products, track clicks, and automate promotions while staying compliant. This keeps your setup transparent, policy-safe, and professional — all in one place
A sustainable affiliate strategy starts with offering something free that leads naturally to a paid upgrade. This could be a freemium tool, a limited-access mini course, or a downloadable template with advanced versions behind a paywall.
When the free version delivers enough value, people are more likely to explore the premium option, and if that upgrade includes affiliate products or tools, conversions happen organically.

This works because the audience has already seen value before being asked to buy. It’s a low-pressure way to build trust, nurture interest, and gradually convert free users into paying customers.
Many affiliates hold themselves back with habits that hurt trust and credibility. The goal isn’t simply to “promote” a product; to show genuine value and earn attention. When that balance is off, sales drop. Here are common mistakes
Affiliate marketing works best when it’s grounded in strategy, authenticity, and consistent effort. By applying the methods outlined in this affiliate marketing playbook, you can turn your promotions into steady income streams.
If you want to get started with affiliate marketing, you can sign up on Mainstack at zero cost to launch and manage your offers easily.


Let’s be honest, everyone wants to make money while they sleep. And in 2025, affiliate marketing makes that dream more realistic than ever. If you’ve been asking yourself how to start affiliate marketing in 2025, this guide is your blueprint.
Most people start affiliate marketing as a side hustle and eventually grow it into a thriving business. The best part? It requires little to no startup capital, just your commitment, consistency, and the right product with an irresistible offer.
Whether you’re a content creator, coach, or complete beginner, we’ll show you how to pick a niche, find the best programs, and build a system that earns money even when you’re offline.
Affiliate marketing is a performance-based marketing model where an individual promotes another person's product or services and earns a commission for each sale made through their unique affiliate link.
Affiliate marketing operates on a simple but powerful ecosystem. It involves four main players: the merchant, the affiliate, the consumer, and the network. Each plays a key role in turning a simple recommendation into real income.
A perfect example includes people like Elizabeth Olowu and The Elevated MC who use Mainstack’s referral program to push their products.


However, not all companies rely on external networks. Mainstack, for example, runs its own in-house affiliate system. This means affiliates can sign up directly on Mainstack, generate referral links, and track performance from their dashboards. Thus, no third-party platform is needed.
Affiliate marketing has transformed beyond simple website links. Now, affiliates leverage blogs, YouTube, TikTok, Instagram, and emails to promote products and earn commissions. Bloggers may compare digital tools with affiliate links, YouTubers create product tutorials with links in descriptions, and TikTok creators share engaging product demos. Email marketers also provide personalized recommendations, converting loyal subscribers into repeat customers.
If you're wondering if affiliate marketing is still profitable in 2025, the answer is yes, but it's evolved.
With the rise of the creator and influencer economy, anyone can now make money by promoting products they genuinely believe in. Whether you’re a YouTuber, blogger, or TikTok creator, it’s profitable because it’s built around freedom, creativity, and strategy. Here’s why it works so well:
Starting affiliate marketing in 2025 is easier than you think. You don’t need a large audience or costly tools—just strategy and consistency. This section covers how to set up your affiliate business, pick the right products, and earn commissions sustainably.
Choosing the right niche is key to success in affiliate marketing. It defines your audience, products, and earning potential. The best niche balances demand, relevance, and personal interest.
To pick a niche, start by focusing on topics you care about. Is it tech, lifestyle, beauty, or finance? Choose a product you believe in so your content feels authentic and builds trust. But passion alone isn’t enough. Your niche also needs to be in high demand and solve a real problem.
For example, a niche like “how to become a ghostwriter” works better because it targets people who already know what they want and are actively looking for tools, courses, or platforms to help them get started. On the other hand, a broad topic like “how to make money” might be too vague. It attracts a wide audience but rarely converts because most people are just browsing for ideas, not ready to buy.
The key is to find the sweet spot: something you're interested in, that people are looking for, and that has affiliate programs with good commissions.
Once you’ve defined that, everything else; your content, audience, and income, starts to fall into place.
After choosing your niche, the next step is finding the right affiliate programs to join. Not all programs are created equal, so it’s important to look for ones that align with your audience and offer real earning potential. Look for programs with good commissions, reliable tracking, timely payouts, and solid reputations.
Begin by looking at what successful creators in your niche are promoting; this is often an indicator of what works well. Then, compare the program structures. Check for details like:
For beginners, Mainstack offers an easy affiliate setup for creators selling digital products or services. You can generate links, track clicks, and earn up to 30% commission on each sale, which is paid monthly.

Other strong options include Amazon Associates for physical products, ClickBank for digital items, and Impact for big brands and SaaS tools.
Choose programs that align with your content and audience. Promoting products you trust builds credibility and trust drives sales.
After you've chosen your affiliate programs, the next step is to decide where you'll promote them. The best platform is determined by your strengths.
If you enjoy writing and sharing detailed insights, a blog or website is an excellent place to start. For example, successful affiliate marketers, like Wirecutter, use SEO-driven articles to review products, compare tools, and rank on Google for high-converting keywords.

This approach builds long-term visibility and passive traffic.
If you’re more comfortable on camera, YouTube is a great platform. Creators like Marques Brownlee (MKBHD) include affiliate links to products they review. Video content is great because it helps viewers see the product in action before making a decision.

For those who prefer short-form content, TikTok and Instagram are ideal for quick, engaging product demos or tips. Influencers like Erika Kullberg and Kat Norton (Miss Excel) utilize short videos to showcase products while subtly including affiliate links in captions or bios.


And if you already have an email list, newsletters can be an effective channel for affiliate promotions. Creators such as Ali Abdaal and James Clear use email to recommend products, courses, or tools they personally trust, driving high engagement and repeat clicks.


To make managing your links easier, Mainstack offers an all-in-one solution. You can create a personal link-in-bio page or digital storefront that houses all your affiliate links, products, and offers in one place.
Even better, it provides real-time analytics to track clicks and conversions, helping you see which platforms or products perform best.
Learn more: How to start Affiliate marketing on Mainstack
After choosing your niche and platform, decide which products to promote. The success of your affiliate marketing journey depends on what product you sell and how well it matches your audience’s needs.
Focus on three important factors: price, quality, and reputation. Products with favorable customer feedback and visible demand are more likely to convert. It's not just about making big commissions; it's about promoting something people will actually buy and appreciate you for recommending.
For beginners, avoid promoting too many products at once. Start small with two or three products that fit your niche, then expand as you grow. For example, designers can promote tools like Canva or Adobe Express that solve real problems.
Be authentic. Promote products you use or truly believe in. The most successful affiliates are not pushy salespeople; rather, they are helpful guides who provide real value.
Over time, you can test new offers or bundles, and consider creating your own digital products to scale further.
The success of affiliate marketing lies in creating content that informs, educates, or solves real problems. Audiences don’t respond to random product links; they want useful insights and genuine experiences.
Create content that builds trust and positions you as an authority in your niche. Some effective formats include:

Use SEO to make your content discoverable and storytelling to make it relatable. Combine this with social media content for faster growth.
Ensure you publish consistently to keep your audience interested. The more value you deliver, the more trust you earn, and that’s what drives affiliate conversions.
Creating exceptional content is half the job; the next step is driving traffic to it. Without it, even top-notch affiliate content won’t convert.
There are both free and paid methods to drive traffic, and most beginners start with the free options before scaling up.
Master free strategies first to learn what works. For example, you can optimize for SEO to rank on Google or YouTube, share short tutorials or demos on Pinterest or TikTok, and use email marketing to send tips and recommendations to subscribers.
Once you gain traction, scale with paid promotion for faster growth. Test paid options like Instagram, Facebook, or Google Ads to reach targeted audiences, or collaborate with influencers for wider exposure.
Tracking performance separates hobbyists from serious affiliate marketers. After publishing your content, monitor clicks, conversions, and earnings. Ideally, your affiliate platform should have a dashboard to help you monitor this. You can also use tools like Google Analytics to track content and channels that drive results.
For instance, a “Top 10 Tools for Remote Work” post might outperform tutorials, or TikTok videos might convert better than emails. Use this data to refine what works; adjust link placement, update calls to action, or test new products.
Treat affiliate marketing as an ongoing experiment. Review data regularly, optimize top links, and refine strategy to increase conversions and income over time.
Many beginners rush into affiliate marketing without a strategy. One common mistake is promoting too many products at once, which makes content feel cluttered and less trustworthy.
Neglecting content quality also hurts sales; the best products won’t sell if your message isn’t valuable or actionable. Always disclose affiliate links to stay credible, and be patient; consistent effort is what leads to steady income.
Affiliate marketing isn’t about luck. It requires strategy, perseverance, and the use of the appropriate tools. The beauty of it lies in its flexibility: you can build a business from your laptop, promote products you already love, and earn while you sleep.
Every post, video, or email you share is an opportunity to grow your influence and your income.
If you want an easy way to organize your affiliate links, host products, and track clicks in one place, Mainstack gives you the structure you need to turn your ideas into income.
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With over 665 million people launching businesses worldwide, knowing how to start a business in 2025 can set you apart in this booming entrepreneurial era. Yet, most startups fail— not because the ideas lack potential— but because founders stumble on fundamentals like planning, financial management, and legal compliance. .
In this article, we’ll show you a step-by-step guide to start a business in 2025, from ideation to completion. You’ll get actionable tips, checklists and mistakes to get you off to a good start.
Starting a business once meant opening a local shop. In 2025, it means competing in a digital, global market where customers have endless choices.
Here’s why starting a business is different in 2025:
In 2025, people buy, work, and learn online. AI systems help entrepreneurs with marketing, research, and product design to save time and money. Remote work expands hiring globally, and e-commerce platforms let even small businesses sell worldwide from day one.
Governments have tightened regulations around data privacy, taxes, and employee treatment. Planning ahead cuts costs and builds trust, making compliance both smart and professional.
Affordable web tools, cloud services, and freelancers mean starting a business no longer requires huge costs. Entrepreneurs can quickly test ideas, adapt, and use software to handle tasks once done by full teams which gives small startups an edge over slower competitors.
From idea to launch to covering strategy, legal marketing and growth, there are numerous steps to starting a business as a first-time entrepreneur.
This section covers ten steps to start your business in 2025:
Every successful business starts with a tested idea. Jumping in without a plan, risks wasting time and money. Brainstorm ideas and focus on concepts relevant to your skills and interests. This keeps you motivated and gives you an edge.
Before committing, validate your idea with market research. Use surveys, interview potential customers, or use social media to confirm demand and refine your concept based on real feedback.
Here’s an example from Reddit.

Next, study your competition to understand pricing, demand, and market gaps. This helps you position your idea where it can stand out. From there, build a minimum viable product (MVP) to test your solution in real conditions without heavy upfront costs.
Use free or low-cost tools like Google Trends, SurveyMonkey, or competition analysis platforms to collect data and insights that guide your decisions.
A business plan is your roadmap. It keeps goals clear, guides decisions, and proves to investors or lenders that you have a researched, strategic vision.
Start with your mission and goals. Define why your company exists and what it aims to achieve. Clearly explain your product or service so readers understand its value. Then outline your target market and industry trends to show who your customers are and where opportunities exist.
Next, detail your marketing and operations strategy: how you’ll reach customers, deliver your product, and manage day-to-day activities. Follow with your revenue model, including pricing and sales channels. Close with financial forecasts and funding needs, highlighting projected revenue, expenses, and how investment will be used.
Registering your business makes it a legal entity, protects your personal assets, and ensures tax compliance. It also builds credibility with customers and partners.
Next, choose the right structure. Decide whether you’ll operate as a sole proprietorship, partnership, limited liability company (LLC), or corporation. Each structure affects taxes, ownership, and personal liability differently.
When that’s sorted, register your business name with the proper authority to make it official and protect it from use by others. Pick a simple, relevant name that fits your brand, confirm domain availability, and check for trademarks.
Then, secure the licenses and permits your industry requires. Depending on your business, this may include general operating licenses or specific health, safety, or environmental permits.
A solid financial plan prevents cash shortages, guides decisions, and shows investors you’re prepared.
Start by estimating startup costs—equipment, inventory, marketing, licenses, and insurance—to know how much funding you’ll need upfront. Then forecast revenue and cash flow for at least the first year to see when you’ll break even and whether extra capital is required.
Evaluate funding options: personal savings, investors, loans, or grants, weighing the trade-offs of each. Finally, open a business bank account and obtain tax IDs to separate finances, simplify bookkeeping, and stay compliant.
A strong brand makes your business recognizable and trustworthy. Start with a memorable name and a clear logo, then build consistent assets like colors, fonts, and marketing materials.
Register a domain and create a clean, easy-to-use website that explains what you do and how to contact you. Use a professional email tied to your domain to boost credibility.
Establish a social media presence where your audience spends time. Share content that informs, engages, and shows the human side of your brand.
Strong operations are the backbone of any brand. Setting up the right systems early saves time, reduces stress, and supports growth.
Plan how you’ll manage supply chain, staffing, and customer support. Even small businesses need clear processes for fulfilling orders, tracking inventory, and handling customers. Use reliable software for accounting, project management, and payments to stay organized.
For solopreneurs, time is the most valuable resource. Automate routine tasks with tools like email schedulers, social media planners, and invoicing software. Use templates for proposals, contracts, and emails to cut repetitive work.
Stay focused by setting distraction-free work periods, turning off notifications, and tackling one task at a time. Track your time and batch similar tasks to boost efficiency.
These simple systems free up time to focus on what truly drives your business forward.
Your business location affects how customers see you, how smoothly you operate, and how much you spend. The best option depends on where your customers are and how they prefer to buy.
Online businesses cost less and reach more people, while physical locations build trust and visibility. Some brands benefit from combining both.
Choose a setup that fits your needs: offices offer a professional space, retail shops bring walk-in customers but cost more, and home-based businesses save money but require discipline and compliance with local rules.
Plan for costs like rent, utilities, insurance, shipping, and storage. A solid logistics plan ensures smooth delivery, satisfied customers, and steady growth.
Your launch shapes your brand’s first impression, so plan it well. Choose between a soft launch to test and gather feedback or a full launch if you already have an engaged audience.
Start marketing early with sneak peeks, behind-the-scenes content, and sign-up incentives to build anticipation. Use a waitlist to collect emails and warm leads.
Treat your first customers well. Thank them, offer perks, and ask for reviews or referrals to build lasting momentum.
Marketing doesn’t stop after launch. It keeps your business visible and growing. Use a mix of online and offline channels that fit your audience and budget.
Focus on the channels your audience uses most and invest where returns are strongest. Encourage referrals, offer rewards, and partner with complementary brands or influencers to expand reach.
Track and improve as you go. Use analytics, sales data, and customer feedback to measure performance. Then refine your strategy to grow faster.
Effective business management goes beyond launch. It requires continuous scaling, optimization, and monitoring.
Track key metrics such as KPIs, sales, expenses, growth, and finances. Review them regularly—weekly, monthly, or quarterly—to measure progress and guide decisions.
When it’s time to scale, you need a plan that increases revenue without raising costs, improving profit margins.
It’s time to scale when your business shows steady profits, strong cash flow, growing demand, and efficient, repeatable processes. Ensure you have the right resources—capital, talent, and infrastructure—and a market with room to grow.
Focus on strategic growth: automate repetitive tasks, hire skilled people, and expand offerings or enter new markets. Use tools like cloud systems, CRM, marketing automation, and analytics to manage operations efficiently.
Form partnerships to reach new audiences or share resources, and consider franchising or licensing to grow with lower investment. Secure funding through profits, loans, or investors, and maintain financial discipline. Above all, protect product quality and company culture as you scale.
New businesses often fail due to avoidable mistakes. Recognizing these early can save time, money, and effort. One common error is ignoring customer feedback. Failing to listen to what customers like or dislike makes it harder to improve products, services, and marketing strategies.
Another pitfall is poor financial discipline. Overspending, skipping a realistic budget, or not tracking cash flow can push a business into trouble even if sales look good on paper. Closely linked to this is the mistake of trying to do everything alone. As a business grows, refusing to delegate or hire skilled help leads to burnout and slows progress.
Many founders also underestimate the role of marketing until the last minute. No product can sell itself, and without steady investment in visibility and customer outreach, growth will stall.
Time management plays a role too. When founders misuse their own time, operations bottleneck and important projects suffer. Neglecting legal requirements or failing to adapt to market changes can cause even bigger setbacks.
Starting a business is an achievement worth celebrating. However, to build a successful business in 2025, you need a clear plan, good understanding of your market and a strong brand. This checklist gives you the tools to tackle challenges with confidence.
Think of it as your startup toolkit. Download the free checklist and explore Mainstack’s tools to launch, market, and scale your business online.


Online learning is removing geographic barriers to knowledge acquisition and expanding the global education market. From education businesses in Africa operated by individual course creators to established training institutions, this presents an extraordinary opportunity to reach students worldwide. However, many African education providers struggle with one critical challenge: how to accept payments from international students efficiently and affordably.
Traditional solutions often involve establishing separate business entities in different countries, navigating complex financial regulations, and managing multiple payment processors. This approach creates significant barriers to global expansion, especially for smaller education businesses and independent educators.
This guide explores how education businesses can accept payments from international students without the traditional complexities, allowing them to focus on what matters most; delivering quality education.
The global education landscape offers tremendous potential:

Modern payment infrastructure can help African education businesses tap into these international markets by removing payment barriers.
Effective payment orchestration platforms are meant to address several distinct challenges when accepting payments from international students such as:
Instead of establishing separate business entities in each target market, African education businesses can use a unified platform that:
This approach dramatically reduces the barrier to entry for international markets, allowing education businesses in Africa to accept students from virtually anywhere without additional legal structures.
Advanced payment platforms offer:
This creates clarity for both students and education providers, eliminating surprise costs and ensuring predictable revenue.
Comprehensive payment solutions accommodate regional preferences by supporting:
The result is increased conversion rates as students can pay using their preferred methods, regardless of location.
Modern payment systems handle:
This eliminates the need for education businesses to become experts in international financial regulations or hire specialized compliance staff.
The most effective solutions for education businesses offer specialized tools:
This integration creates a seamless experience for both students and administrators while eliminating the need for multiple disconnected systems.
The transition to global payment acceptance is simpler than most education businesses realize. Here's how to implement a global payment strategy with Mainstack:
Utilize Mainstack's data insights to optimize your global operations:
As African education businesses continue to produce world-class content and training, the artificial barriers of payment restrictions should not limit their global impact. The technology now exists to accept payments from anywhere without the traditional overhead of multiple incorporations or fragmented systems.
Mainstack's payment orchestration tool represents a fundamental shift in global education delivery. Education businesses of all sizes can now:
The world's students are searching for the knowledge you offer. With Mainstack's approach to international payments, you can reach them without the complexity that has traditionally limited global education.
Get started for free HERE and accept payments from international students without restrictions.


Kenyan businesses are increasingly expanding beyond borders to reach global markets. If you run an e-commerce store in Nairobi, a tech startup in Mombasa, or a creative agency in Kisumu, accepting payments in multiple currencies is essential for unlocking international growth.
However, setting up multi-currency payments comes with unique challenges in Kenya; regulatory hurdles, banking limitations, and payment rejections can complicate the process. This guide offers Kenya-specific regulatory and implementation advice to help you navigate these waters, eliminate geographical barriers, and implement effective multi-currency strategies.
Kenya’s digital sector is on a remarkable upward trajectory. With mobile money transactions hitting KES 790 billion ($6 billion) in February 2024 and the African Continental Free Trade Area (AfCFTA) opening new opportunities, businesses need to adapt to a global customer base. Multi-currency payments let you:
Kenya’s unique financial landscape, dominated by mobile money like M-Pesa and regulated by the Central Bank of Kenya (CBK), requires a tailored approach.
Let’s explore the setup process.
Before accepting payments in multiple currencies, Kenyan businesses must align with local regulations. Here’s what you need to know:
1. Central Bank of Kenya (CBK) Oversight
The CBK regulates payment systems under the National Payments System (NPS) Act of 2011 and the Central Bank of Kenya Act. Key rules include:
2. Tax Compliance with Kenya Revenue Authority (KRA)
3. Anti-Money Laundering (AML) Requirements
Under the Proceeds of Crime and Anti-Money Laundering Act, businesses handling international payments must verify customer identities and report suspicious transactions over $10,000. Mainstack’s built-in compliance tools simplify this.
4. Pan-African Payment Systems
Kenya’s adoption of the Pan-African Payments Settlement System (PAPSS) in 2025 allows instant payments in local African currencies (e.g., KES, NGN) without USD conversion. Ensure your payment provider supports PAPSS for intra-African trade.

However, there's no need to go through all that stress. Here’s how to set up multi-currency payments in Kenya with ease:
The ability to process multi-currency payments efficiently is no longer optional for Kenyan businesses with global ambitions, it's a fundamental requirement for success in the international marketplace.
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Your journey to global earnings without borders starts HERE. Your global market awaits.


The evolution of course creation has been a dynamic journey, transitioning from traditional correspondence methods to today's interactive, community-driven online platforms. This transformation reflects continuous adaptation to technological advancements and the evolving needs of learners worldwide.
In the mid-19th century, education began its journey beyond physical classrooms with the introduction of correspondence courses. Educational materials were mailed to students, allowing for self-paced learning regardless of geographical barriers. This innovation marked a significant step toward democratizing education.
The late 20th century introduced the internet, revolutionizing information dissemination. Educators seized this opportunity, sharing content globally through personal websites and forums. Initial offerings were primarily static resources like PDFs and e-books, which expanded educational reach significantly despite their simplicity.
As technology progressed, learner expectations evolved. The shift from static documents to dynamic, interactive content became essential. Early online courses often mirrored traditional lectures, lacking engagement. Recognizing this, educators began incorporating multimedia elements, interactive modules, and real-time discussions to foster more engaging learning environments.
Today's e-learning platforms offer diverse tools designed to enhance the educational experience:
Live Sessions facilitate real-time interaction, replicating the immediacy of traditional classrooms and allowing for spontaneous questions and discussions.
Interactive Modules incorporate quizzes, simulations, and discussion forums, promoting active learning and practical knowledge application.
Personalized Learning Paths use adaptive learning technologies to assess individual progress, tailoring content to suit varying paces and styles, thereby enhancing retention and satisfaction.
Gamification applies game-design elements such as badges, leaderboards, and challenges to increase motivation and engagement among learners.
The monetization of online courses has undergone significant changes:
Subscription-Based Models have moved away from one-time purchases. Many educators now offer subscription services, providing learners with continuous access to updated content while creating sustainable revenue streams for creators.
Community-Centric Learning emphasizes the importance of learning communities. Courses now often include forums and group projects, fostering collaboration and belonging among participants.

Community-centric learning has become paramount, with courses now including forums and group projects, fostering collaboration and belonging among participants. The global e-learning market is expected to reach $203.81 billion in 2025, with 1.1 billion users forecasted by 2029.
Creating a sense of community is paramount. Incorporating live sessions, interactive forums, and personalized feedback mechanisms transforms learning into a collaborative experience, reducing feelings of isolation.
Recognizing diverse learning preferences, successful courses offer flexible structures. Interactive elements like case studies, quizzes, and peer reviews maintain engagement and facilitate deeper understanding.
Selecting platforms that support scalability, interactivity, and personalization is crucial. Features such as analytics, easy content updates, and community management tools enhance both teaching and learning experiences.
Subscription models ensure steady income while aligning with learners' desires for ongoing education. Focusing on delivering high-quality, valuable content justifies premium pricing and fosters long-term learner commitment.
Beyond content delivery, the goal is to inspire and support learners' personal and professional growth. Courses should create tangible, positive changes in participants' lives, equipping them with skills and knowledge applicable beyond the virtual classroom.
The journey of course creation reflects a broader trend towards more accessible, engaging and community-oriented education. As technology continues to evolve, so too will the methods by which we teach and learn. For educators and course creators, the ongoing challenge lies in harnessing these advancements to craft meaningful, impactful learning experiences that resonate personally with learners worldwide.